This is the best thing I ever did to help my credit...The difference with bank-issued prepaid credit cards is the simple fact that banks report them to credit-monitoring agencies.

Robin M.

If given the chance to do everything all over...I would ask a judge when the payment schedule was set up about the possibility of the person moving out of state and what the consequences would be.

Whitney W.

A good uninsured/underinsured policy would have eased the process for me. Also, there would have been more money available to recover.

Scott K.

You can recover from identity theft, but it is best to have legal help to ensure that all issues are resolved.

Donna C.

Had I diversified before the crash, the impact would not have been as great. Had I taken my lumps, I would have escaped with 75% of the value instead of the 25%. Had I not become a day trader, we would still have $50,000 in the bank.

Bruce L.

The biggest piece of advice I would give to someone facing a similar situation is to do what you can to communicate with your creditors. In some cases credit companies will work with you if they see you making an effort.

Heather C.

I'd completely forgotten about [our renters insurance], other than the occasional grumbling under my breath about spending $20 a month on it while we were on welfare. I've never been so happy to say I was wrong about something in my life!

Cathleen V.

Some credit reporting agencies offer an option to place a security freeze on your consumer account. This prevents any applications or inquiries from going through without your direct permission.

Ana P.

Getting yourself out of debt may clear your mind and lift a nagging burden, but be advised that all types of debt are not equal.

John T.